Let’s be honest: no one looks forward to having “the talk” about estate planning with their parents. It can feel awkward, emotional, or even intrusive—but avoiding it doesn’t make the need go away. In fact, putting it off can lead to confusion, conflict, or legal messes no one wants to deal with in an already stressful time.
At Guttman Law, we’ve seen firsthand what a well-prepared estate plan can do—and what happens when one doesn’t exist.
So when should you start the conversation?
Don’t Wait for a Crisis
The best time to talk about estate planning is before there’s a health scare, cognitive decline, or urgent situation forcing your hand. Ideally, start the conversation when your parents are in good health and fully able to articulate their wishes. This gives everyone time to think things through, revisit decisions if needed, and avoid making rushed choices under pressure.
Use Life Events as a Doorway
Sometimes, the easiest way to bring up estate planning is to connect it to something happening around you. For example:
- A friend or relative passing away
- A family home being sold
- A recent diagnosis—yours, theirs, or someone close
- A major financial event like selling a business or receiving an inheritance
These moments naturally raise questions about the future and can open the door to planning ahead—without making it feel forced or out of the blue.
Be Clear That It’s About Respect, Not Control
This isn’t about taking over. It’s about making sure their wishes are respected—legally, financially, and personally. Framing the conversation around that goal can help ease defensiveness or hesitation.
You might say something like:
“I know this isn’t the easiest topic, but I want to make sure things happen exactly the way you’d want them to. It’ll give us all peace of mind.”
Your parents have spent their lives building what they have. Estate planning ensures their legacy is protected and passed on according to their values—not left up to guesswork or the court system.
Final Thought: It's an Act of Care
Having this conversation may be uncomfortable, but it’s one of the most meaningful ways to show love and respect. By planning ahead, your parents take control of their future—and give their family clarity when it matters most.
Need help starting the process?
Call Guttman Law today at 612-324-4055 to schedule a consultation. We’re here to guide the conversation and help your family make confident, informed decisions.